cover picture elterngeld-news, parental allowance second child

Parental allowance for second child

06.05.2019

It is certainly one of the most frequently asked questions in the context of parental allowance: "How much parental allowance is available to me for the second child? Unfortunately, there is no simple or general answer to this question as it depends on your individual situation.

First of all, it should be mentioned that the parental allowance is always calculated according to the same principle, no matter how many children you already have. Here is an overview of how the parental allowance is calculated:

1) Determination of the original 12-month comparison period before birth

Basically, the 12 calendar months before birth are used as the comparison period. However, if you were self-employed in the period since 1.1. of the year before the birth of your child ( one day is enough!), the period January to December of the previous year of the birth applies differently.

2) Examination of exclusion and displacement facts

a) Exclusively employed

If you were exclusively employed in the original 12-month period, the system checks whether your period has been postponed or split. Reasons for a postponement/division can be: Maternity benefit (including the birth of older siblings), parental benefit for older siblings but only up to their 14th month of life or a loss of income due to pregnancy-related illness during this period.

An example illustrates this as follows:

Date of birth Child 1: 23.02.2017
Maternity benefit from 19.01.2017 to 17.04.2017
Parental allowance up to 22.06.2018 (9 months basic parental allowance and 6 months parental allowance plus)

Date of birth child 2: 23.05.2019
Maternity benefit from 19.04.2019 to 15.07.2019

The original comparison period would be the 12-month period before birth of K2. This means May 2018 to April 2019. But now the so-called exclusion and postponement facts are as follows:

Maternity benefit January to April 2017 and April 2019
Parental allowance for older sibling May 2017 to April 2018

The comparison period for child 2 is therefore divided into two sections and now comprises two sections:

Section 1 December 2016
Section 2 May 2018 to March 2019

The income from this period is used to calculate the parental allowance for child 2. Unfortunately, the two months of May and June 2018, during which Parental Allowance Plus was still received from child 1, are not excluded here. Therefore, the parental allowance for child 2 may be lower because the parental allowance for child 2 cannot 'arise' from parental allowance for child 1.

Since January 2018, it is no longer possible to dispense with exclusion facts, which is why it is no longer possible to check favourable conditions here.

As you can see, the calculation of parental allowance for other children depends very much on your individual situation. Therefore, use our free parental allowance calculator today, which shows you your comparison period quickly and easily. You can use it to plan your parental allowance easily and comprehensibly:

www.einfach-elterngeld.de/rechner

b) (partially) self-employed

In the case of self-employed people, it is slightly easier to use the postponed acts since they are always based on full calendar years. The circumstances are the same as for the employees.

So let's take our example from 2a):

Date of birth Child 1: 23.02.2017
Maternity benefit from 19.01.2017 to 17.04.2017
Parental allowance up to 22.06.2018 (9 months basic parental allowance and 6 months parental allowance plus)

Date of birth child 2: 23.05.2019
Maternity benefit from 19.04.2019 to 15.07.2019

The original comparison period would therefore be the last calendar year before the birth of child 2. This would mean January 2018 to December 2018. But now the so-called exclusion and postponement facts are as follows:

Maternity benefit January to April 2017 and April 2019
Parental allowance for older sibling May 2017 to April 2018

Self-employed persons can choose which comparison period is most favourable for them within the framework of a favourable assessment:

Option 1: January 2016 to December 2016
Option 2: January 2017 to December 2017
Option 3: January 2018 to December 2018

You therefore check which annual profit is the highest and, of course, which social insurance deduction criteria result in the highest total parental allowance. Furthermore, you request that this comparative period be taken into account in your parental allowance application.

Little tip: Anyone who starts a (small) self-employment after the birth of a child is then considered to be self-employed with the next child, which is why in these constellations the parental allowance amount often corresponds to the parental allowance of the sibling, especially if the children were born 'promptly' one after the other.

As you can see, the calculation of parental benefit for other children depends very much on your individual situation. Therefore, use our free parental allowance calculator today, which shows you your comparison period quickly and straightforward. You can use it to plan your parental allowance easily and comprehensibly:

www.einfach-elterngeld.de/rechner

And best of all: Use the unique feature 'Favourable examination' within the framework of our parental allowance software and have the best comparison period determined for you in a simple and automated way. All you have to do is enter your data and our software will tell you which comparison period is best for you and, of course, request this for you.

Too complicated? - Our tip

The parental allowance rules can be complicated. Make it easy and, like many other parents, use our services to get the most out of your parental allowance. We offer you many possibilities to make your application for parental leave as easy and uncomplicated as possible:

Parental Allowance Course Parental Money Software Personal Consultation